Unfortunately, everyday someone is injured on the job. Many jobs have higher risk for injury than other such as construction and the oil and gas industry. When you become injured on the job, there are things you should expect.
Inform Your Employer
The first thing you need to do is inform your employer about the injury including how it happened. You need to do this prior to seeking medical care if you want workers compensation insurance to step in. If you get it in writing, you can see your regular doctor rather than one designated by the employer. Some companies allow you to predesignate a physician should you be injured at work. This allows you to immediately see your physician. It is essential you follow these steps for a torn acl workers comp settlement Portland OR. Failure to inform your employer could negatively impact your case should you file one.
Workers Compensation Benefits
Workers compensation steps in should you be hurt at work doing a job for work such as driving the company vehicle, lifting a heavy object or falling. Repeated exposures at work can also have the insurance benefits step in. The benefits can help you with the medical care and death. Disability on a permanent or temporary basis is available to help cover lost wages during recovery or continue on should you be unable to work. Supplemental job displacement benefits are also available.
Fighting Your Case
The insurance company does not always want to cover a loss. Fighting for your workers compensation benefits when you have been denied can be costly for you. Often, it is better to hire an attorney and let them present the case to the insurance company. This is especially helpful if you are fighting for permanent disability resulting from a workplace injury. The attorney can evaluate the case and fight the insurance company, so you can focus on recovery.…