After a car accident, you may rush to work with your insurer to cover the expenses. If the accident wasn’t your fault, then you may have the other party’s insurer contact you quickly, offering a settlement.
Talking with insurance companies without legal representation can be one of the biggest mistakes you make after a car accident. These companies are only looking out for themselves. They want to minimize how much they pay you, and it doesn’t matter how much your actual expenses are.
Contact Your Insurer
To avoid confusion, it is important to know that you should contact your insurance company regardless of fault as soon as possible after your accident. Provide your insurer with the details of the accident only. Do not get into a lengthy discussion until you speak with a car crash attorney Kent WA to avoid saying something that could affect your claim.
Do Not Talk to the Other Insurer
Nolo explains that you are under no obligation to speak with the other party’s insurance company, and you should not. This company will try to get you to agree to the lowest settlement possible. It will use anything you say against you as reasoning for not paying you what you rightfully deserve.
Avoid Recorded Statements
When the other party’s insurer contacts you, the adjuster will ask to record your conversation. You should deny this request. It can be quite damaging against your claim and your case if you end up in court. You may say things slightly different than you did in your official statement to law enforcement at the scene of the accident, which can give the company room to discredit anything else you say. They also ask tricky questions and may get you to agree to something that isn’t accurate.
Make the Right Move
After a car accident, you should do your best to restrict who you talk to about what happened. Playing it smart can enable you to ensure you get the best settlement that will adequately cover your expenses.