3 Things to Know About Personal Injury Claims

Car accidents happen every day across the U.S., and even the safest drivers can be hit by a driver who is negligent on the road. If that happens, it always helps to be prepared. Understanding your state laws, what steps to take at the accident scene, and what to do if you’re injured are essential in filing a successful personal injury claim in the future. Here are three top things to know about personal injury following an accident.

1. What to Do at the Scene

   Table of Contents

   Toggle

Everyone probably knows about exchanging information with the other driver, including their name, contact info and insurance policy. But did you know there are other steps to follow to protect your claim rights? If you have an injury, seek medical attention immediately so that you have a doctor’s report corroborating that your injury was from the accident. Take photos of the accident and statements from eyewitnesses who saw it happen. These can act as proof for your claim.

2. How to Handle Insurance

If you got injured in an accident where another person was responsible, you’ll file a personal injury claim with their insurance. This isn’t always a smooth, easy process. Oftentimes, the other insurance company will try to pay less by trying to settle quickly for a low sum or prove that you were also partially at-fault for the accident. Never settle too fast, as other injuries could emerge in the future. Handling an insurance claims adjuster can be dealt with by a lawyer, who you can find by searching for lawyers near you (e.g., “personal injury attorney columbia md”).

3. When to Hire a Lawyer

Not every personal injury claim needs a lawyer, but more complex ones can benefit immensely from hiring one. If your case involves a lot of money or if you’re struggling to get fair compensation from insurance, it may be time to make an appointment.